© Global Journal Of Pure And Applied Sciences . 2001. Vol. 7 No. 2
Publisher: Bachudo Science Co. Ltd
Rural Savings Mobilization and Agricutural Production In The Southern Zone of Abia State, Nigeria
Gabriel S. Umoh, Ademola A. Azeez
KEYWORDS: Rural Savings, Mobilization, Agricultural Production, Nigeria.
ABSTRACT:This study examined savings mobilization techniques and agricultural production in Ukwa East Local Government Area, southern zone of Abia State, Nigeria. Drawing from a sample of 85 farmers, findings revealed that 36.47% of the farmers saved their money in local clubs (Osusu), 23.53% in cooperative societies and 21.12% in the banks. Among crop farmers, those who saved in the Co-operative societies had the highest output per person (316. 7 tons), while the livestock farmers saving in bank had the highest output per person. Regression analysis showed that with the exception of distance to savings institutions, other variables (annual income, farming/non-farming expenditure and household size) significantly influenced total annual household savings (P < 0.01 and 0.05, respectively).
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